Bad Credit Loan Financing Made Easy
Do you have bad credit? Are you in need of a business or bad credit personal loan with an affordable interest rate and monthly payment? Don’t worry you are not alone. This economy has hit lots of Americans pretty hard. Since the economic crash of 2007, the credit scores of people all across the United States have suffered.
The good news is that Life House Financial prides itself on helping people locate hard to find financing. As an industry leader in all areas of financing, one of our first priorities was to partner with the safest and most trustworthily poor credit loan providers across the country that specialized in quick and hassle free bad credit personal loans. Whether you need a loan for home improvements, debt consolidation, to start a new business, or you just need to get caught up on some bills, with us you'll have options.
Our network of banks, credit unions and other loan providers, offer business and bad credit personal loan financing to all types of individuals. More importantly we've partnered with the bad credit loan providers that will allow you to pay over time. If you have poor credit, are in need of financing, give us a call or use the big orange button above to get started today. There is no reason to get frustrated searching the web on your own, when our services are free and without obligation. All you have to do is tell us about your business or personal loan needs, and we'll do the rest. Our mission is to get your approved for the best loan possible, regardless of your current credit situation. Get started today!
Business and Personal Bad Credit Loan Lenders
When searching for business or personal loans for people with bad credit, it is critical that you only apply to those lenders that will consider individuals with your specific credit profile. Although it is true that most lenders don’t offer bad credit financing, there are other lenders that primary specialize in poor credit loans.
Every lender is different and requires a different credit score for approval. This is why step one in pinpointing your best options will be to first determine exactly where you stand. Some lenders require a 660+ plus credit score for approval, while others offer financing to consumers and small businesses with credit scores in the 500's.
If you don't know your scores from the 3 major credit-reporting agencies TransUnion, Equifax and Experian, you can access them by clicking here
Our Personal and Business Loan Matching Process
Below is a step by step guide on how the Life House Financial experience differs from all other loan companies located online, and why starting with us is a smart decision.
- Step 1: After you provide some information about your immediate financing needs, our first job will be determining exactly where your credit stands.
- Step 2: Once we know your exact credit situation good or bad, we will then pinpoint the best bad credit loan products and lenders that most closely match your individual needs.
This is where Life House Financial's expertise comes in handy. Most consumers and small business owners wander the internet hoping they land on the right lender. However what many people don't realize is that most lenders are not easily located through an online search.
Even if you had access to the hundreds of banks, credit unions and private lenders that exist, most people would have no idea where to begin. There is no way as one person in search of bad credit financing you would know which lenders approve what types of people. The good new is that Life House Financial does.
We have a team of dedicated professionals whose only job is to research the best secured and unsecured loan providers across the United States providing loans for people with poor credit. In addition to this research, our team of bad credit loan experts also receives feedback from clients that report back their experiences with the various lenders in our network. This means when you use our free service, you'll benefit from expert research and real-time feedback received from our previous clients.
It's Yelp meets Match.com and it's one of the things that separates us from all others. If we know a bank is approving at better rates and terms, they are moved up in the selection process, if they are not, they are moved down or are eliminated from our network. This ensures you're only dealing with the lenders offering the lowest rates and best terms available.
Secured Personal Loan Financing, A Bad Credit Option
If you own property and are looking for financing, a secured personal loan will provide you the best interest rate and highest approval amount possible. Collateralized loans allow borrowers to obtain approval amounts into the hundreds of thousands of dollars, and feature interest rates in the single digit range. The type of property needed for approval will vary, and depends on the amount of money you need. The higher the value of the property you put up as collateral, the higher the loan approval. If a few thousand dollars is all you require, an auto title loan may be a good option. However if you need a larger loan, you may need to put up a home or piece of land as collateral.
Secured personal loan lenders accept people with both good and bad credit. In fact, secured loans can be the best personal loan for people with poor credit. At Life House, we are dedicated to helping you determine the best secured personal loan for your needs. Our personal loan experts are standing by ready to answer all questions you may have, and are here to help guide you in the right direction for free. So if you're ready to save yourself some time, and are interested in achieving the best loan approval possible, give us a call or submit your information today.p>Determining what works best is easy and is just a matter of assessing the value of your assets. Below is a list of the most common types of secured personal loans.
Home Equity Loan or Line of Credit
A home equity loan, in the form of a line-of-credit, will offer you the freedom of drawing money only as needed. This secured personal loan type has an extended payback term that can stretch several years. Home equity loans offer the lowest rate and monthly payment possible. Depending on the equity in your home, the amount borrowed can exceed tens of thousands of dollars. Because of this, home equity loan and line-of-credit options are most commonly used for bigger projects, such as a home improvement. [Learn more about home equity loans]
Auto Title Loans
If you own your vehicle outright, an auto title loan may be your best option. This type of personal loan uses the title of your car as collateral. The loan amount you receive will depend on the value of your car. Because of this, auto title pawns are normally used by individuals in search of a few thousand dollars. Auto title loan lenders offer terms that range from thirty days to several years. Although this is a secured personal loan, rates can be higher than unsecured financing, and are much higher than other forms of collateralized loans, such as a home equity line-of-credit. [Learn more about auto title loans]
Pawnshop loans are classified under the category bad credit financing. This type of secured loan is actually the oldest form of financing and was first used in China thousands of years ago. Pawnshop loans allow borrowers to put up just about anything of value as collateral, and can be used for any purpose. This type of financing is designed to be a short-term solution, and although a good option to obtain quick access to cash, interest rates tend to be high. [Learn more about pawnshop loans]
Rates & Terms
The personal loan providers in our network offer unsecured loans from $1,000 to $100,000 with repayment terms ranging from 60 days to 84 months, and feature rates between 1.9% APR* up to 35.96% APR* Provided below are some examples of the repayment terms on a variety of hypothetical loans. The term, rate, and loan amount you qualify for will depend on your credit history, personal financial situation, State of residency, and ability to payback the loan.
Compare The Best Bad Credit Loans Online
As a client of Life House Financial, your only job is to compare the loan and lenders that best matched your situation. With us, there is never any pressure. We allow you to choose the bad credit loan that is best suited for your immediate needs and monthly budget. Our process is simple and is absolutely free. This means you've got nothing to lose by working with us.
To see what you may qualify for, get started now by submitting some basic information about your needs today. As soon as we receive your loan request, our experts will give you a call and discuss the various bad credit loans and lenders that may be potentially available to you. Our expertly trained loan and credit representatives are standing by, Monday through Saturday, ready to discuss all loan options you have to consider at no cost or obligation whatsoever. Give us a call today at 1-888-952-7280, or submit your information online through our safe and secure online form now!