New & Used Boat Loan Financing Made Easy
Have you found the perfect deal on a new or used boat, and now just need a good or bad credit boat loan to make your purchase a reality? If so, look no further. As a leader in all areas of personal financing, Life House Financial can give you access to boat lenders that are interested in competing for your business. Whether you are interested in buying a new boat or something used, we have lenders that can help. Our network of banks, credit unions and other loan providers extend financing to individuals with both good and bad credit. Boat loans don't need to be difficult, especially when our free matching service is just a few clicks away.
When trying to purchase a boat, it's important you find the terms you can afford. Every lender is different and offers different types of financing. The best type of boat financing for your situation will most likely depend on the type of boat you are interested in purchasing. Unsecured loans can be used to buy older boats or watercrafts from private sellers. Unsecured boat loans have terms that extend three to five years and in most cases offer a same day approval. Secured boat loans have terms that can extend ten years and beyond. They are also approved at much larger amounts. Secured boat loans are tied to the value of the boat you are interested in calling your own, and therefore offer the lowest rates possible.
If you are unsure which options will give you the best rates and terms, there is no reason to worry. Life House Financial makes it easy to compare your options side by side to ensure you get the best boat loan possible. Life House Financial also makes it easy to connect with the best lenders for your situation regardless of credit. Decisions are quick and the funding process takes only about a week to complete. To get started simply submit your information using the big orange button above. Our experts are standing by ready to help.
Finding The Right Boat Loan and Lender
We've heard the story so many times. You have searched for months, you've found the boat that fits well within your budget and lifestyle, only to realize that things may not be possible without financing. You thought you were being a savvy shopper by finding an older boat at a great deal, but have unfortunately realized that some lenders have year, make, model, and loan minimum requirements. Not to worry, this is typical of all loan types these days.
When trying to find the best boat loan lender, it is important you realize every lender is different and specializes in different types of financing. Some lenders will only offer financing to those buying new boats with purchase prices above twenty five thousands dollars, while other lenders specialize in unsecured personal loans that can be used to purchase a new boat, or one that is older.
Beyond just minimum loan amount requirements, lenders also have credit requirements that need to be met. While some lenders offer boat loans for people with bad credit, other lenders may only approved those with good to excellent credit. Finding the lender that matches your credit situation will be key to getting an approval.
- If you don't know your scores from the 3 major credit-reporting agencies TransUnion, Equifax and Experian, you can access them by clicking here
The Best Boat Loan Rates & Terms For Good and Bad Credit
Life House Financial's works with boat loan lenders nationwide. This means we can help you find the best boat loan with terms tailored to your needs. Whether you need a unsecured loan to buy a used boat, or a secured loan with terms that extend well beyond ten years, we've got you covered. We have lenders in our network that required little to no down payment, and those which can offer an approval within just a few hours of applying. We even have access to lenders that will delay your first payment up to 90 days if needed. Locating the best financing starts with comparing your options, and no one does this better than Life House Financial.
Life House Financial's Loan Match Process
At Life House Financial, we are passionate about helping our customers save time and money. Whether you are looking for a new boat loan or need to refinance an existing one, we can help. More importantly, our services are free, can be used right from the comfort of your computer, and come with no obligation. If you are ready to get out on the open water, get started with us today. You can submit your information using the big orange button below. Our experts would be happy to speak with you today about the various boat loan products and lenders you have available.