Small Business Loan Financing
When our company set out on its mission to help entrepreneurs connect with small business loan providers nationwide, we knew we had to make things as easy as possible. As a business owner, one of your most challenging tasks can be finding the working capital your company needs to survive and expand. As business owners ourselves, we understand you may not have the time to shop around from bank-to-bank hoping you find the right lender. This is why we've made it as easy as possible for you to connect with small business loan providers interested in competing for your business. Our free loan matching service provides access to banks, credit unions and other providers offering both secured and unsecured business loan options to existing and startup companies.
When it comes to business funding, there are a few options to consider. Unsecured business loans are commonly used for cash-flow, meeting payroll or buying inventory. Secured loans are commonly used for equipment purchases, buying property, and other bigger projects or purchases that need a larger sum of money. Getting approved for the loan appropriate for your situation starts with finding the lender.
If you need assistance in finding a small business loan, we are standing by ready to help. We'd be happy to answer any questions you may have about the various business lending options available. Keep in mind, the information we provide is offered to you at no cost or obligation to proceed whatsoever. To get started, simply use the big orange button below to tell us some basic information about your lending needs or give us a call at 1-888-952-7280.
Business Loans, Unsecured or Secured
When searching for financing, it is important you understand that lenders tend to offer or specialize in different types of loans, offer a diverse range of rates and terms, and vary in their underwriting guidelines. Because of this, it's important you first determine the type of business financing your company needs before you start your search. Approaching the wrong lender, and/or applying for the wrong type of business loan, may cause your application to be denied.
If you have an asset you can put up as collateral, a secured business loan, in general, will provide you a longer repayment term and higher approval amount. However if you don't have collateral, then you may need to consider an unsecured business loan. Unsecured lending options do not require collateral for approval, but do generally require the borrower to have good-to-excellent credit. Because the rate, terms and total cost of business loans vary greatly, its very important you read all disclosures and fully understand everything before accepting a loan. If for whatever reason you are unsure which solution to pursue, or which you may qualify for, don't worry, our representatives are standing by ready provide as much or as little information as you need.
The Steps in Our Loan and Lender Matching Process
- First, you provide some basic information about your business financing needs using our online form.
- Next, we will target the loan or line of credit product(s) we feel most closely match your situation.
- Third, we will pinpoint the bank(s), credit union(s) and other providers from within our network interested in competing for your business.
- Once your loan and lender option(s) are identified, they will be provided to you online, will be delivered right to your e-mail inbox, and/or can be provided to you over the phone.
- Your job will be to review your option(s) and select the solution you feel most comfortable pursuing. As always, there is never any obligations to proceed if you are not satisfied with the outcome.
Because loan rates, terms and the total cost of the various lending options may vary, it's important you read and fully understand all loan documents presented to you by the lender. You never want to accept a loan, without knowing the interest rate, monthly payment, and full cost of the loan, as well as, how the loan may potentially affect your credit history or financial situation.
The Life House Financial Promise
When working with Life House Financial, there's never any pressure or obligation to proceed if you are not satisfied with the outcome. Our free loan and lender matching service is provided at absolutely no cost or obligation whatsoever. You'll never have to worry about being pushed into accepting any one loan type over another. If there is one thing we understand, it's that as the business owner, you are the only person that can truly determine what's right for your company.
At Life House Financial there is no request too large or to small. Whether you need a startup business loan, or some financing to expand your existing business, we encourage you to continue with us today. We'd be more than delighted to show you why other businesses have trusted us over the years to help them connect with the small business loan they needed and deserved.
Life House Financial representatives are standing by Monday - Friday, ready to discuss your options. Give us a call at 1-888-952-7280, or you can submit some basic information about your needs using our online form.