Personal Loan Financing
Finding the personal loan for your needs and credit situation just got a lot easier. By submitting one form you’ll be instantly matched with banks, credit unions and other installment loan providers interested in competing for your business. The personal loan lenders in our network offer signature loan options with terms ranging from twelve to eighty-four months to those individuals with good-to-excellent. If you are an individual with less than perfect credit, Life House Financial also has you covered. Our network of safe and trusted unsecured loan providers welcome all credit situations.
Life House Financial specializes in secured and Unsecured personal loans that can be used for any purpose. The most common uses of an unsecured loan include debt consolidation, weddings and paying for regular expenses such as medical bills. Secured lending is most commonly used for larger projects like a home improvement. A secured personal loan is also a solution for those with less than perfect credit. No matter what you choose, the lenders in our network offer a variety of payment terms and a quick approval process. Money is usually available shortly after being approved, and can be deposited directly into your bank account.
If you are searching for a personal loan, you've found the right company. Our matching service is free, and there is never any obligation or pressure to proceed if you are not completely satisfied with the outcome. Use the get started button below to tell us about your personal loan needs, and well get to work right away. If you prefer, you may also call us Monday - Friday 9:00 am to 5:00 pm Eastern Standard Time at 1-888-952-7280. Our representatives are standing by eager to help.
Good & Bad Credit Personal Loans
The key to finding the personal loan you need and deserve, is to first determine exactly where you stand. Every lender is different and uses different underwriting guidelines. Some lenders prefer top tier credit, while others specialize in bad credit personal loans. Because of this one simple and important fact, it is absolutely critical you know your credit situation before you start applying to lenders. It is even more important that you only submit applications to those loan providers that approve individuals with your credit history.
Applying to the wrong lender or for the incorrect loan product can hurt your chances of being approved. Each time your credit is accessed by a creditor, there will normally be a hard or soft credit inquiry added to your credit report. These hard inquiries may lower your credit score and may make you look high-risk to potential lenders. Too many hard credit inquiries may even caused a future personal loan lender to deny your application altogether.
Steps in Our Loan and Lender Matching Process
- First, you provide some basic information about your financing needs using our online form.
- Next, we will target the loan or line of credit product(s) we feel most closely match your situation.
- Third, we will pinpoint the bank(s), credit union(s) and other providers from within our network interested in competing for your business.
- Once your loan and lender option(s) are identified, they will be provided to you online, will be delivered right to your e-mail inbox, and/or can be provided to you over the phone.
- Your job will be to review your option(s) and select the solution you feel most comfortable pursuing. As always, there is never any obligations to proceed if you are not satisfied with the outcome.
Because loan rates, terms and the total cost of the various lending options may vary, it's important you read and fully understand all loan documents presented to you by the lender. You never want to accept a loan, without knowing the interest rate, monthly payment, and full cost of the loan, as well as, how the loan may potentially affect your credit history or financial situation.
Life House Financial's Promise
During our free loan and lender matching process, you should have peace of mind knowing that you will never have to worry about being pushed or sold into accepting any one type of personal loan over another. We understand that searching for money can be frustrating, and that you are the only person that can truly determine what option fits your individual situation. Our job is not to pressure, but to show you the various lending options currently available, then let you decide.
As a company specializing in unsecured personal loans, we welcome all credit types. Even if you have less than perfect credit, you are still highly encouraged to continue. To proceed, simply tell us how much money you need, and we'll put our free matching system to work right away. Remember, Life House Financial representatives are standing by Monday - Friday 9:00 am to 5:00 pm Eastern Standard Time, ready to discuss your personal loan options in greater detail. Don't hesitate to call us 1-888-952-7280.