Personal Loan Financing Made Easy
Pinpointing the best personal loan for your financing needs and credit situation can’t be any easier. By submitting one form you’ll be instantly matched with banks, credit unions and other loan providers interested in competing for your business. The lenders offering personal installment loans in our network reward those with good-to-excellent credit by offering some of the lowest interest rates and best terms seen in years. If you are an individual with bad credit, Life House Financial also has you covered. Our safe and trusted loan providers work with all credit situations and offer several types of personal loans. Bad credit, good credit or no credit, it really doesn't matter, with us you'll have options.
Life House Financial specializes in both secured and unsecured loans that can be used for any purpose. The most common uses of an unsecured loan include debt consolidation, weddings, and paying for regular expenses such as medical bills. Secured personal loans are most commonly used for larger projects like a home improvement. A secured loan is also a great type of personal loan for people with bad credit. The lenders in our network offer flexible payment terms and a quick approval process. Money is usually available within twenty-four hours of being approved, and can be deposited directly into your own bank account.
If you are searching for a personal loan, at the very best rates and terms, then your loan search should start with us. You've got nothing to lose by working with our team. When using our services there is never any obligation or pressure to proceed if you are not completely satisfied with the outcome. So get started today with an A+ rated company dedicated to making your loan search easier!
Good & Bad Credit Personal Loans Online
The key to finding the best personal loan, is to first determine exactly where you stand. Every lender is different and has different underwriting guidelines. Some lenders prefer top tier credit, while others specialize in bad credit personal loans. Because of this one simple and important fact, it is absolutely critical you know your credit situation before you start applying to lenders. It is even more important that you only submit applications to those loan providers that approve individuals with your credit history.
Applying to the wrong lender, or for the incorrect loan product, can hurt your chances of being approved. Each time your credit is accessed by a creditor, a hard credit inquiry will be placed on your report. These inquiries can lower your credit score and can make you look high-risk to potential lenders. Too many inquiries can even caused a personal loan lender to deny your application altogether.
If you don't know your scores from the 3 major credit-reporting agencies TransUnion, Equifax and Experian, you can access them by clicking here
The Steps To Obtaining a Personal Loan
- First: Tell us about your personal loan needs by filling out our safe and secure online form.
- Second: Our system will target the best unsecured loan or line of credit product for your individual situation.
- Third: Our system will then pinpoint the banks, credit unions and other loan providers offering the lowest rates and best terms available.
- Fourth: Once your best personal loan and lender options are identified, they will be shown to you online, will be delivered right to your e-mail inbox, or if desired, can be provided to you directly over the phone.
- Fifth: Your only job is to compare your options and choose the loan and lender you feel most comfortable pursuing.
Don’t want to speak with anyone? No worries! Just fill out our easy online form and we’ll e-mail you your best options based on the information you've provided. You can also learn more about the various business and personal loan options available right online, using our website’s lender search widget, or by visiting our Education Center
Rates & Terms
The personal loan providers in our network offer unsecured loans from $1,000 to $100,000 with repayment terms ranging from 12 to 84 months, and feature rates between 1.9% APR* up to 35.96% APR*
As an example: A $16,000 36-month loan featuring an interest rate of 10.74% APR, would have a monthly payment of $521.85, and a total loan cost of $18,786.60 Provided below are some additional examples of the repayment terms for a variety of hypothetical loans. The term, rate, and loan amount you qualify for will depend on your credit history, personal financial situation, State of residency, and ability to payback the loan.
Comparing Personal Loan Lenders with The Help of Life House Financial
During our loan and lender matching process, you should have peace of mind knowing that you will never have to worry about being pushed or sold into accepting any one type of personal loan over another. We understand that searching for money can be frustrating, and that you are the only person that can truly determine what option is best for your situation. Our job is not to pressure, but simply to show you all options currently available.
Remember, as an industry leader specializing in all types of personal loans, we accept all credit types. So even if you have poor credit, you are still highly encouraged to apply. To continue, simply tell us how much money you need, and we'll put our system to work right away. Should you have any questions during the process, remember, our trained professionals are always standing by ready to discuss the secured and unsecured personal loan options you have available, Monday through Friday 9:00 to 9:00 Eastern Standard Time at 1-888-952-7280. Get started today!