TERMS & CONDITIONS Updated: January 2, 2017

www.LifeHouseFunding.com ("Website") is operated by LHFS of New Hampshire LLC. All references to www.LifeHouseFunding.com or Life House Financial include LHFS of New Hampshire LLC.

Before using any portion of www.LifeHouseFunding.com, please take the time to carefully read this Terms of Use ("Agreement") in its entirety. This is a legal agreement between you the visitor or user of the Website and LHFS of New Hampshire LLC. This Agreement may be modified, updated or altered from time to time without notice.  Please review the Terms of Use upon each visit to the Website. Using or continuing to use the Website and its Matching Service after any updates or modifications has occurred, will constitute an acceptance by you of this Agreement or any changes thereof.

You must accept and agree to www.LifeHouseFunding.com’s Terms of Use and Privacy Policy ("Privacy Policy") before you use the Website. If you DO NOT fully agree with the Terms and Conditions below, you MAY NOT use this Website or its Matching Service.  In addition to the above, you must be at least 18 years of age and possess the full legal authority to enter into such an Agreement.

If you DO NOT agree to this Terms of Use Agreement and our Privacy Policy DO NOT use this Website.

FREE MATCHING SERVICE

This Website provides a free matching service ("Matching Service") that connects users with possible loan, credit and/or debt solution providers ("Providers"). These Providers DO NOT represent all loan companies or all types of offers available in the marketplace, and include third-party affiliate, referral, marketing, and lead generation websites.

You may use or opt-in for this Matching Service by completing the Website informational intake form located on the Website, or by using sections of the Website that do not require you to complete the Website intake form, that display banners, links and images of Providers. The intake form(s) on our Website may request information from you including, but not limited to, your name, telephone number, e-mail address, income information, self rated credit grade, and your specific financing needs, in order to match you with Providers. The Website uses this collected information subject to the Website Privacy Policy.

COMPENSATION DISCLOSURE

The owner of this Website receives monetary compensation for referring users of the Website to Providers. All compensation generated by our Matching Service is generated by our Providers for referring you the user to them.  We under no circumstances charge a fee of any kind to you for the use our Matching Service or Website. This compensation may impact how and where Providers appear on this site, such as the order or placement.

The operator of this Website, is NOT a lender, DOES NOT make loans, and DOES NOT make credit decisions in connection with its Matching Service. We DO NOT guarantee or make any claims you will be approved or accepted for any type of product or service from our Providers. The Website DOES NOT guarantee or suggest you will be approved for any specific terms or conditions with any Providers. Life House Financial DOES NOT guarantee prices, product availability, fees, rates or any other specific terms offered by Providers. Please read thoroughly and completely all documents provided to you by the Providers about the full cost of any financial solution or loan prior to agreeing to the terms of that financial solution or loan. At no time are you obligated to accept any solution presented to you.

This Website DOES NOT endorse or recommend any of the products or services offered by Providers. This Website is NOT an agent of any Providers and is NOT an agent of you. This Website DOES NOT control the review or underwriting process of Providers. This Website DOES NOT participate in the decision process on whether you DO or DO NOT meet a Providers acceptance criteria. The Providers are solely responsible for their services to you and the products they offer. You agree that LHFS of New Hampshire LLC. shall NOT be liable for any hardship, fees, damages, or costs of any type that arise out of or that are in any way connected with your use of the Website or its Matching Service. You understand that Providers may save your application information, and use it in accordance with their Terms of Use and Privacy Policy whether you are qualified for their product and/or services or not. You MUST fully read the terms of use and privacy policy of all Providers before continuing with their service or product.

Displayed rates and terms located on this Website are representative of a prime credit individual and are not typical of all applicants. The term, rate, and loan amount you qualify for will depend on your credit history, personal financial situation, State of residency, and other things the Providers deem important.

After entering information on our Website, you may be directed to another page on our website, may be redirected a Providers website, or may be contacted by Providers. These Providers will have unique terms, conditions and privacy policy that you should review carefully. These Providers terms of use and privacy policy are different than that of www.LifeHouseFunding.com.

Providers may need to collect certain information from you such as your social security number, address, and employment information in order to provide you with the services or products they offer.  This information will be used in accordance with that Providers terms of use and privacy policy, and may be used to perform a credit check, and/or review your information against known national databases such as DP Bureau, Teletrack, DataX, the 3 major credit reporting agencies Transunion, Equifax, Experian, or other agencies that track consumer transactions with various lending institutions.

REFERRALS

This Website is a digital informational marketplace that provides banners, links and other forms of advertising. You understand and agree that if you submit your information to our Website, that we reserve the right to share the information you provided, such as your full name, e-mail address, telephone number and other information, with our Providers.  By submitting your information, you agree that Life House Financial DOES NOT broker any type of financing product, make credit decisions in connection with a financing product or make loans directly or indirectly.

You fully agree and understand that Life House Financial is not a part of any loan or agreement that you enter into with any Providers. The Providers with whom you make a business relationship are solely responsible for their services to you. You agree and understand that Life House Financial is NOT representing you or acting as an agent or broker of you.  You agree and understand that Life House Financial is NOT recommending any particular Providers, loan, credit, debt product or service to you. We do not validate or investigate the licensing, certification or other requirements and qualifications of Providers. It is your responsibility to investigate Providers. You acknowledge and agree that Providers are solely responsible for any services that they may provide to you and that we are not liable for any losses, costs, damages or claims in connection with, arising from, or related to, your use of Providers products and/or services.

You agree and understand the qualification guidelines, required by our Providers, are determined by them and that we DO NOT warrant, endorse, or guarantee services of any Providers. Because all agreements will be made between you and our referred Providers, you understand and agree that Life House Financial Services LLC., is not liable for any loss, hardship or damage that arises from your connection with any Providers. You understand you are under NO obligation to complete or proceed with any Providers services or products offered.

SHARING YOUR INFORMATION

Once you submit information to our Website, our Website will match your information with Providers and may forward your information to those Providers. You understand and agree those Providers may then contact you via e-mail, telephone, mobile phone, or text message to discuss their services and/or products, that may include the use of automatic dialing technology. By submitting your information, you agree and understand that we only control our Website and contact forms. Life House Financial is not responsible for any Providers website, their privacy policy, or any agreements you enter into with them. Life House Financial’s Matching Service is subject to all applicable State, Federal and local laws and regulations, but are void where prohibited.

LIFE HOUSE FINANCIAL IS NOT RESPONSIBLE FOR ANY ACTIONS YOU TAKE AFTER YOU HAVE LEFT OUR WEBSITE WWW.LIFEHOUSEFUNDING.COM. WHILE CONNECTING WITH ANY COMPANY LINKED TO OUR WEBSITE, YOU ARE STRONGLY ENCOURAGE TO REVIEW THE PRIVACY POLICY AND TERMS OF USE OF THAT COMPANY AND WEBSITE BEFORE ENTERING YOUR PERSONAL INFORMATION AS THOSE POLICES AND TERMS WILL DIFFER FROM THESE.

RECORDING CALLS

You understand and agree that in order to provide you with the best customer service possible, Life House Financial may choose to record all or portions of certain phone calls (land land or mobile), between you and our representative. By submitting your information you are expressively giving Life House Financial permission to contact you, to record calls between you and a Life House Financial representative, and to share those recordings, if requested by our Providers, to ensure our compliance in the advertising and marking of the Providers products or services.

CONTACTING YOU

You understand and agree that in order to provide you with the services requested, Life House Financial and our Providers must contact you.  

By submitting your information you are expressively giving Life House Financial and it’s Providers permission to contact you by postal mail, e-mail, text messaging or telephone (land line and mobile), this may include the use of automatic dialing technology. By submitting information on our Website, you agree and understand that your submission to us will constitute a purchase, inquiry and/or an application for purposes of applying the Amended Telemarketing Sales Rule, 16 CFR §310 et seq. (the "ATSR").

Notwithstanding that your telephone number may be listed on the Federal Trade Commission's Do-Not-Call List (or a state do-not-call list) you have authorized Life House Financial and/or its Participating Partners to contact you via telemarketing in accordance with the ATSR.

If at any time you DO NOT wish to be bound to these conditions, or you are not satisfied with our Matching Service or Website, you agree that your sole and exclusive remedy, is the discontinued use of the Website, www.LifeHouseFunding.com.

REPRESENTATIONS & WARRANTIES

You represent & warrant that:

  • You are at least 18 years of age.
  • You are United States citizen and possess legal authority to enter into such an agreement.
  • The information you provide on our website is true and accurate information. 
  • You DID NOT provide information that was incorrect, misleading in nature, false, or fraudulent in any way.
  • You WILL NOT use or abuse our Website or attempt to take down or disable our Website.

REVISIONS

The materials appearing on the Website could include technical, typographical, or photographic errors. Life House Financial does not warrant that any of the materials on its Website are accurate, complete, or current. Life House Financial may make changes to the materials contained on its Website at any time without notice. Life House Financial does not, however, make any commitment to update the materials.

CHANGES TO TERMS OF USE & POLICIES

We reserve the right at our sole discretion to change, update or modify our Terms of Use agreement and posted Privacy Policy for any reason and at any time. Any modifications will be considered effective at the date of the posting. You agree and understand it is your responsibility to review the Term of Use and Privacy Policy each time you use the website. By using this Website you are agreeing to be bound by the then current version of these Terms and Conditions of Use

REJECTION, TERMINATION & CANCELLATION

Life House Financial and its Providers may reject any inquiry to the Website from any person with or without cause. By submitting your request you will as a user of our Matching Service create a customer relationship, however your submission DOES NOT create any other type of relationship. You may also cancel your request by e-mailing us at Info@LifeHouseFunding.com

RELATIONSHIP WITH OUR PROVIDERS

Life House Financial is an independent company website and is NOT affiliated with any of the loan, credit, or debt, product and/or service Providers you may be referred to while using the Website or Matching Service. All service marks, trademarks, logos, slogans and/or domain names belong to and are a property of their respective owners. These owners have no association with our Website, and make no endorsements of the services or products offered through our Matching Service. All Providers referred to you through our Website or Matching Service are independent third-party companies. We are in no way acting as an agent, broker or principal as it relates to any of our Providers.

LINKED WEBSITES

From time to time you may be able to connect or link to a third party website, from www.LifeHouseFunding.com. Life House Financial has not reviewed or examined all of the websites linked to www.LifeHouseFunding.com and IS NOT responsible for the contents of any such linked website. Life House Financial DOES NOT control, investigate, endorse, recommend third-party linked websites and IS NOT responsible for their content, advertising practices, availability of products and/or services, or other information and materials. A link from the www.LifeHouseFunding.com to a third-party website DOES NOT imply an endorsement of the linked website.

BY USING OUR WEBSITE YOU AGREE AND UNDERSTAND THAT UNDER NO EVENT SHALL WE LIFEHOUSEFUNDING.COM BE LIABLE DIRECTLY OR INDIRECTLY TO ANYONE FOR ANY TYPE OF LOSS, DAMAGE OR HARDSHIP THAT MAY COME FROM YOUR USE OF OR YOUR PARTICIPATION IN ACTIVITIES ON SUCH THIRD PARTY LINKED WEBSITES.  WE ARE ALSO NOT LIABLE FOR THE PRODUCTS, MATERIAL, INFORMATION, OR SERVICES USED OR ACCESSED THROUGH A THIRD PARTY LINKED WEBSITE. SHOULD YOU HAVE ANY QUESTIONS, CONCERNS OR COMMENTS ABOUT A LINKED WEBSITE, YOU SHOULD DIRECT THOSE STATEMENTS TO THE THIRD PARTY LINKED WEBSITE OWNER. USE OF ANY SUCH LINKED WEB SITE IS AT THE USER'S OWN RISK.

INTELLECTUAL PROPERTY RIGHTS

All information and material on LifeHouseFunding.com, all applicable U.S. copyrights, trademarks, trade secrets, and other intellectual property are the property of Life House Financial Services LLC.  As a visitor or user of the website you MAY NOT download or save a copy of our Website content or any portion thereof, for any purpose; however, you may print a copy of individual screens solely for your personal, non-commercial use provided that our trademarks, logos or other content which appears on the copied screens remain on the printed material and are NOT removed from the printed material.

Even though permission is granted to print one copy of the Website for personal, non-commercial use only, you MAY NOT

  • Modify or copy the materials;
  • Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • Remove any copyright or other proprietary notations from the materials; or
  • Transfer the materials to another person or "mirror" the materials on any other server.

Except as otherwise expressly permitted herein, you may not modify, copy, publish, display, transmit, adapt or in any way exploit any portion of the Website content unless you first obtain prior written consent from Life House Financial, and all other entities with an interest in the relevant intellectual property. Any unauthorized attempt to modify any Website content, to defeat or circumvent our security features, or to utilize our website for other than its intended purposes is strictly prohibited.

DISCLAIMER OF WARRANTIES

Except as expressly set forth herein, Life House Financial is NOT responsible for any incorrect or inaccurate information or entry of information, whether caused by users of our Website or by any of the equipment or programming associated with or used in connection with our Website or the products or services provided on or through our Website, or by any technical or human error which may occur in the processing of information received by us. We assume no responsibility for any errors, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or authorized access to, or alteration of, information received or submitted in connection with our Website. We are not responsible for any problems, errors or technical malfunction of any telephone network or lines, computer on-line systems, servers or providers, computer equipment, or software, or any failure of e-mail on account of technical problems or traffic congestion on the Internet or at our website or combination thereof, including injury or damage to you or your computer.

OUR WEBSITE, INCLUDING THE WEBSITE CONTENT, IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITATION OF THE FOREGOING, WE, AND OUR PARENT, SUBSIDIARIES, PARTNERS, AGENTS, AFFILIATES, LICENSORS, PARTICIPATING LENDERS OR PROVIDERS, ADVERTISORS, SUCCESSORS AND ASSIGNS SPECIFICALLY DISCLAIM ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, APPROPRIATENESS, RELIABILITY, TIMELINESS, USEFULNESS, OR OTHERWISE OF OUR WEBSITE, AND OUR WEBSITE CONTENT; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT OR GUARANTEE THAT ANY PORTION OF OUR WEBSITE INCLUDING THE CONTENT WILL BE FREE OF INFECTION BY VIRUSES, WORMS, TROJAN HORSES OR ANYTHING ELSE MANIFESTING CONTAMINATING OR DESTRUCTIVE PROPERTIES; OR THAT ACCESS TO OUR WEBSITE OR ITS CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE.

LIMITATION OF LIABILITY

IN NO EVENT WILL WE, OUR PARENT COMPANY, SUBSIDIARIES, PARTNERS, AGENTS, AFFILIATES, LICENSORS, ADVERTISERS, SUCCESSORS AND ASSIGNS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, AND EMPLOYEES AND SHAREHOLDERS BE LIABLE TO ANY PARTY (i) FOR ANY INDIRECT, DIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE), OR ANY OTHER DAMAGES ARISING IN ANY WAY OUT OF THE AVAILABILITY, USE, RELIANCE ON, OR INABILITY TO USE OUR WEBSITE OR ITS CONTENT, OR ANY SERVICES OF THIRD PARTY LENDERS OR PROVIDERS EVEN IF ALL SUCH PARTIES SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE; OR (ii) FOR ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN, OR DESTRUCTIVE PROPERTIES OF OUR WEBSITE OR ITS CONTENT.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, OUR LIABILITY IN SUCH JURISDICTION SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

GOVERNING LAW

Any claim relating to Life House Financial or its Website shall be governed by the laws of the State of New Hampshire without regard to its conflict of law provisions.

MONITORING WEBSITE USAGE

You agree that we may electronically monitor our Website and disclose any content, records, or electronic communication of any kind (i) to satisfy any legal process or request; (ii) to operate our Website; or (iii) to protect our rights or the rights of our users, vendors, sponsors, Providers, and licensors.

DEALINGS WITH THIRD PARTIES

Your correspondence or business dealings with any third parties as a result of your use of our website or Service, including, but not limited to, business dealings with lenders or Providers, or any other terms, conditions, warranties, representations associated with such dealings, are solely between you and such third party. You agree that we shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such third party on or through our website.

DISPUTE RESOLUTION

This Agreement will be interpreted in accordance with the laws of the State of New Hampshire, without regard to the conflicts of laws principles thereof. You agree that any and all disputes, claims or controversies arising out of or relating to our Services and this Agreement, its interpretation, performance, or breach, shall be submitted to final and binding arbitration before a single arbitrator of the American Arbitration Association (“AAA”) in New Hampshire. The arbitration will be conducted in accordance with the provisions of the AAA’s Commercial Dispute Resolutions Procedures in effect at the time of submission of the demand for arbitration. The costs of arbitration plus reasonable attorneys’ fees (including fees for the value of services provided by in house counsel) shall be awarded to the prevailing party in such arbitration. Judgment on the award rendered by the arbitrator may be entered any court having jurisdiction. Any dispute, controversy, or claim relating to or contesting the validity of our intellectual property rights, including without limitation, trademarks, service marks, copyrights, or trade secrets; or an action by a party for temporary, preliminary, or permanent injunctive relief, whether prohibitive or mandatory, or other provisional relief shall be brought in the district court in New Hampshire.

If you do not wish to be bound by this arbitration clause, you must notify us in writing within 60 days after agreeing to this Agreement by submitting information to the Website, or your rejection of arbitration will not be effective. You must send your request to Info@LifeHouseFunding.com Your request must include your telephone number(s) and a clear statement of your intent, such as "I reject the arbitration clause stated in your Terms of Use.”

GENERAL TERMS

Our failure to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any part of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Agreement remain in full force and effect. This Agreement constitutes the entire agreement between you and us and governs your use of our website and Service, superseding any prior agreements.

YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF RELATED TO USE OF OUR SERVICE OR THIS AGREEMENT MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.

HOW TO CONTACT US

If you have any questions about this Terms of Use please contact us by phone, e-mail or U.S postal Mail.

Info@LifeHouseFunding.com

Toll-Free: 1-888-952-7280
Local: 407-952-7280

LHFS of New Hampshire LLC
DBA Life House
3 Executive Park Dr. Suite 201
Bedford, NH 03110